The therapist I'm scheduled to meet with on July 25 charges $200 per visit with insurance, and $135 for the first visit and $80 for each additional visit without insurance. I've met half of my deductible, so the next $750 would be out of pocket. After that, anything health-related would be covered at 100%. By the way, I cancelled - that's a ridiculous hourly rate for NC (average hourly rate here is $65). The risk of finding another dud is not worth that kind of money (even if she came recommended).
Nonetheless, I need to break this down:
4 Weekly Visits
With insurance: $800 - but really $750 because I'd have met my deductible
Without: $375
9 Weekly Visits
With insurance: $750
Without: $775
20 Weekly Visits (the amount available through rest of year)
With insurance: $750
Without: $1655
So clearly, eight visits or less should be done without insurance; eight plus should be with insurance.
And 0 visits doesn't matter and costs nothing!
Thanks for putting up with my neuroses. :)
I understand that there are certain things you can't put a price on but holy moly that cost is absurd. What are you going to do?
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